Bellevue • Kirkland • Bothell • Serving All of Washington
Troy Gamble - Your Mortgage Lender in Bellevue WA
I've been doing home loans in Washington since 1999, and I've helped more than 1,800 families get to the closing table. If you're comparing mortgage lenders in Bellevue or anywhere on the Eastside, call me before you fill out another online form. We'll go through your numbers together and you'll know exactly where you stand.
NMLS #40183 · 28 Years in Lending · 463 Five-Star Reviews · Licensed in WA, OR, CA, ID, NV, AZ, FL
Troy Gamble - Branch Manager NMLS # 40183
Looking for a Mortgage Lender Near You in Bellevue?
My office is in Bellevue and most of my clients live within twenty minutes of it. I work with buyers and homeowners in Downtown Bellevue, Crossroads, Factoria, Somerset, Newcastle, and Bridle Trails, plus Kirkland, Redmond, Issaquah, Sammamish, Bothell, Woodinville, Renton, and Mercer Island. I know what appraisers are doing on the Eastside right now, which is not something a call center in another state can tell you. If you're comparing mortgage lenders in Bellevue or anywhere in King County, same phone number every time you call, and you're talking to the person who actually structures your loan.
Loan Programs I Offer in Bellevue and Across Washington
Conventional Loans
Flexible down payments and competitive rates for buyers with solid credit and steady income.
FHA and VA Loans
Low-down-payment FHA financing and zero-down VA loans for veterans and active military.
Jumbo Loans for Eastside Price Points
Financing above the conforming limit for the higher-value homes common across the Eastside.
Down Payment Assistance (WSHFC)
Washington State Housing Finance Commission programs that help cover your down payment.
Bridge Loans and Buy Before You Sell
Buy your next home first and sell your current one on your own timeline.
Refinance and Cash-Out
Lower your payment, shorten your term, or tap your equity with a refinance.
Buy Your Next Home Before You Sell Your Current One
For most homeowners, the biggest obstacle to moving up isn't the new home. It's the fear of selling first. I've spent the last decade building a specific solution: a bridge loan program with no payment required for 180 days, down payments as low as 3%, and a post-sale strategy that permanently lowers your new payment. If you're stuck between wanting to move and not wanting to sell first, this is for you.
Why Bellevue Homeowners Choose Me Over a Big Bank
28 Years of Washington Lending
I've been closing loans in this market since 1999. That kind of experience means fewer surprises and a smoother path to closing.
You Get My Cell, Not a Queue
When you call, you reach me directly. No ticket numbers, no call center, no chasing someone else's underwriter for answers.
1,800 Families and 463 Five-Star Reviews
I've helped over 1,800 Washington families finance their homes, and 463 five-star reviews tell the story of how that gets done.
What My Bellevue and Eastside Clients Say
"Troy Gamble and his team made buying our first home in Bellevue an incredible experience. His 28+ years of experience really showed when he helped us navigate a tricky self-employed income situation. Highly recommend his mortgage lending expertise!"
Sarah M.
Bellevue, WA
"If you need a mortgage lender in Kenmore, Troy is the person to call. He clearly explained all our loan options and helped us secure a great rate on our refinance. The entire process was smooth, transparent, and completely stress-free."
James & Emily R.
Kenmore, WA
"We were looking for a local mortgage expert in Woodinville to help us purchase an investment property. Troy provided a personalized strategy that perfectly aligned with our financial goals. His communication is top-notch. Five stars!"
Michael T.
Woodinville, WA
"As a first-time homebuyer, I was very intimidated by the mortgage process. Troy Gamble took the time to answer every question and guided me through the pre-approval step-by-step. I couldn't have asked for a better local lender."
Jessica L.
Bellevue, WA
"Troy is a true professional. He helped us with a VA loan and made sure we understood every detail before closing. His dedication to his clients and his deep knowledge of the Washington real estate market are unmatched."
David H.
Seattle, WA
Frequently Asked Questions
Talk to a Bellevue Mortgage Lender Today
No pressure, no credit pull to start the conversation, and no sales pitch. Call, text, or grab a time on my calendar and let's see what you're working with.
Troy Gamble, Fairway Independent Mortgage Corporation
11400 SE 8th Street, Suite 360, Bellevue, WA 98004
(206) 310-6999 | NMLS #40183 | Company NMLS #2289
Equal Housing Opportunity